IMPORTANT BEFORE YOU BUY

It is essential that you check the latest FCDO advice for your destination before you travel. Our travel insurance policies do not provide cover for travel to an area where the FCDO advises against all or all but essential travel.

  • Your Trip
  • Select Quotes
  • Extra Cover
  • Your Details
  • Payment

Step 1: Your Trip

All fields marked with * must be completed. All prices include Insurance Premium Tax (IPT)

Please take care to answer all the questions accurately and completely. If you don't, we may cancel your policy and we may reject any claims, or not pay them in full.

Help iconWhat type of cover do you need?

Which policy is best for you?

Leisure provides cover for a single trip of up to 90 days or for any number of trips of up to 31 days per trip on an Annual multi-trip policy.

Add-ons are also available: Gadget, Cruise, Rental vehicle excess waiver, Golf, Pet care, Wedding and civil partnership ceremony and Business travel.

Medi-Care provides the same cover as our Leisure product plus it can provide cover for pre-existing medical conditions (subject to screening).

Winter Sports provides cover for a single trip of up to 276 days or for any number of trips of up to 31 days per trip on an Annual multi-trip policy if you will be taking part in winter sports during your trip.

Backpacker provides long stay single trip cover for trips of up to 18 months.

Cycle and Triathlon provides cover for a single trip of up to 90 days or for any number of trips of up to 31 days per trip on an Annual multi-trip policy if you will be taking part in cycling activities or an amateur triathlon during your trip. Cover for theft or damage to your bicycle is included.

Winter Seasonnaire provides cover for a ski season of up to 12 months whilst working in a ski resort.

Winter Seasonnaire - staff provides cover for a ski season of up to 12 months whilst working in a ski resort where your employer already provides you with insurance for Emergency Medical and Repatriation expenses whilst at work and during leisure time as this policy will only provide up to £5,000 of cover.

Help iconTell us about your travel plans

Trip type

Single trip provides cover for one specific trip

Annual multi - trip provides cover if you intend to take several trips in one year.

Destination(s)

For single trip tell us the specific country or countries where you will be travelling.

For annual multi - trip you must select which region you will be travelling to ensuring this will cover you for all the countries you plan to visit. If you are unsure which region your destination(s) falls in, please check the country list within the policy wording.

Valid

Help iconWho's Travelling

Travellers

Please select the number of travellers, you will then see a field for each traveller's date of birth.

Individual is one person who is 18 years of age or older.

Couple is you and your spouse, including a civil partner or co-habitee.

Family is a maximum of two adults (aged 18 or over) can be covered by a Family policy. You, your spouse (including civil partner or co-habitee) and up to 5 of your children aged 17 years and under (at the time of purchase). In this description 'children' includes children, step-children, adopted children, foster children and grandchildren.

Group is a group of individuals travelling together, who may not be related and can be up to 7 people in total.

Help iconMedical Declarations

Medical exclusions

If you or anyone to be insured on this policy answer Yes to any of the following questions (1 to 4), we will not be able to provide a quote or issue a policy:

  1. Is any person to be insured on this policy suffering from a medical condition for which he/she:
    1. should have sought medical advice?
    2. is under investigation?
    3. is on a waiting list to undergo investigation?
    4. is waiting for test results?
    5. has been given a terminal prognosis?
  2. Is any person to be insured on this policy suffering from a medical condition which he/she knows will require medical treatment during an insured journey?
  3. Is any person to be insured on this policy intending to travel to get medical treatment abroad?
  4. Has any person to be insured on this policy at any time during the last five years been treated for alcohol or drug addiction?

Please call 0370 950 1790 or visit the BIBA website at www.BIBA.org.uk where you will find a list of alternative providers that may be able to provide cover.

Pre-existing conditions to declare

If you or anyone to be insured on this policy answer Yes to any of the following questions (5 to 8), you must declare your pre-existing medical condition(s) to us:

  1. Is any person to be insured on this policy suffering from a psychiatric or psychological condition?
  2. Has any person to be insured on this policy ever suffered from:
    1. a cardiovascular or heart-related condition such as a heart attack, angina, chest pain or hypertension?
    2. a lung or respiratory-related condition (not including stable, well-controlled asthma if there is no other medical condition)?
    3. any form of cancer whether in remission or not?
    4. a cerebro-vascular condition such as a stroke or T.I.A. (transient ischaemic attack)?
    5. a renal condition or diabetes?
  3. Has any person to be insured on this policy suffered from a medical condition in the last 12 months for which he/she:
    1. is being prescribed regular medication?
    2. is receiving treatment of any kind?
    3. is on a waiting list for inpatient hospital treatment?
    4. has required an organ transplant or required dialysis?
  4. Is suffering from a medical condition which could reasonably be expected to give rise to a claim?

Please declare any pre-existing medical conditions that you or anyone travelling on this policy have. By answering the medical declaration questions, you confirm you have the authority and will provide complete and accurate medical information about everyone to be covered. If you are unsure of any answers, please contact the person(s) on whose behalf you are answering. If you don't declare pre-existing medical conditions, it may result in part or all of a claim not being paid.

By pre-existing medical conditions we mean:

Any condition, for which you should have sought medical advice, which is under investigation or you are on a waiting list or you are waiting for test results.

You have been given a terminal prognosis.

Any condition which you know will require medical treatment during an insured journey.

You intend to get medical treatment abroad.

You have been treated for alcohol or drug addiction in the last five years.

Any psychiatric or psychological condition.

Any cardiovascular or heart -related condition such as a heart attack, angina, chest pain or hypertension, any lung or respiratory -related condition, any form of cancer, any cerebro - vascular condition such as a stroke or T.I.A. (transient ischaemic attack), any renal condition or diabetes.

Any condition for which, in the last 12 months, you have been prescribed or are on regular medication, received treatment of any kind, required an organ transplant or dialysis.

Any condition which could reasonably be expected to give rise to a claim.

For full details of what is considered a pre-existing medical condition, please click here.

Please note that the Backpacker, Cycle and Triathlon, Seasonnaire and Winter Sports products do not cover pre-existing medical conditions. If you declare any pre-existing medical conditions to us, we will provide you with a quote for the Medi-Care product. Please make sure that this product meets your needs.

Do you have any pre-existing medical conditions to declare?

Important Information
Need Help?

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