Please declare any pre-existing medical conditions that you or anyone travelling on this policy have. By answering the medical declaration questions, you confirm you have the authority and will provide complete and accurate medical information about everyone to be covered. If you are unsure of any answers, please contact the person(s) on whose behalf you are answering. If you don't declare pre-existing medical conditions, it may result in part or all of a claim not being paid.
By pre-existing medical conditions we mean:
Any condition, for which you should have sought medical advice, which is under investigation or you are on a waiting list or you are waiting for test results.
You have been given a terminal prognosis.
Any condition which you know will require medical treatment during an insured journey.
You intend to get medical treatment abroad.
You have been treated for alcohol or drug addiction in the last five years.
Any psychiatric or psychological condition.
Any cardiovascular or heart -related condition such as a heart attack, angina, chest pain or hypertension, any lung or respiratory -related condition, any form of cancer, any cerebro - vascular condition such as a stroke or T.I.A. (transient ischaemic attack), any renal condition or diabetes.
Any condition for which, in the last 12 months, you have been prescribed or are on regular medication, received treatment of any kind, required an organ transplant or dialysis.
Any condition which could reasonably be expected to give rise to a claim.
For full details of what is considered a pre-existing medical condition, please click here.
Please note that the Backpacker, Cycle and Triathlon, Seasonnaire and Winter Sports products do not cover pre-existing medical conditions. If you declare any pre-existing medical conditions to us, we will provide you with a quote for the Medi-Care product. Please make sure that this product meets your needs.
Do you have any pre-existing medical conditions to declare?